Remortgaging without the stress

Remortgaging is one way to get a better deal or release funds from your existing home or property. As always we can help you find the best deal on the market for whatever purpose you have in mind.

Get the best advice and avoid the stress

Here at EFS we take the stress out of arranging a new mortgage for you.

Not only do we find you a competitive rate but we liaise between valuer’s solicitors and the new lender on your behalf so you can get on with your life knowing we are doing all the work for you in your best interests.

So why might you consider remortgaging?

Remortgage to get a better interest rate

If you are currently paying the standard variable rate of interest on your current mortgage, it is possible you are paying more than you need to on your mortgage as this varies considerably between lenders. It is not unusual for us to save clients money when they remortgage.

Remortgage to reduce monthly payments (Debt Consolidation)

If you have a credit card or other loan commitments you may be able to consolidate these on to your mortgage. A consolidation remortgage can often result in good savings on your monthly outgoings. Debt consolidation remortgages may not be beneficial to everyone.  If you are thinking of consolidating existing borrowing you should be aware that you will be extending the term of the debt and increasing the total amount you repay.  If you are unsure of whether this would benefit you, please contact us to discuss your individual requirements.

Remortgage to borrow more money

Many people remortgage for home improvements, to purchase another property, to pay for a foreign holiday or a new car.

Why pay high interest rates on other forms of lending, when you can take advantage of low mortgage rates and still pay off the loan over a short period if you wish?

A remortgage could save you thousands over the lifetime of your mortgage.

To repay the mortgage more quickly

With a lower interest rate you could use the savings to pay off your mortgage faster. Even relatively small savings can make a big difference to the term of the loan if they are re-invested into the mortgage.

Call us today on 0844 272 3701 for the best advice on remortgaging.

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